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Indemo SIA — (registration no. 40203401432, legal address: Mazā Nometņu iela 10 - 2, Rīga, LV-1002, Latvia) is an investment firm licensed and supervised by Latvijas Banka (Central Bank of Latvia). License number 06.06.08.824/547.

Indemo SIA is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme protects investors by providing compensation if Indemo SIA fails to return financial instruments or cash to investors. The compensation is limited to the outstanding liabilities, up to €20 000.

* Investing in financial instruments involves risk, and there's no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns.

*10.0% is weighted average interest rate for Mortgage Loan Investments. Your actual returns may be higher or lower.

**15.1% is expected annual return rate based on the moderate scenario for Discounted Debt Investment products, when 90% of the outstanding mortgage debt is settled within 18 months of the investment date (for more info, please see KID available in the Legal Documents section).