Indemo 101: Welcome to Indemo

15 May 2026
Indemo 101: Welcome to Indemo

New to Indemo? Start here.

In this short welcome video, David from Indemo explains what Indemo is, how discounted mortgage-backed debt investing works, and why real estate collateral plays an important role in the opportunities available on the platform.

The video is designed as a simple introduction for new investors who want to understand the basics before exploring their first opportunity.

What this video is about

Indemo is an EU-regulated investment firm that gives individual investors access to a part of the real estate market that was historically mostly available to banks, funds, and professional buyers.

Instead of buying property directly, becoming a landlord, or managing tenants and maintenance, investors on Indemo can invest through regulated investment Notes linked to discounted mortgage-backed debt opportunities.

These debts are secured by Spanish residential real estate and are purchased at a discount by professional partners. The recovery process is then managed through one of several possible routes, including legal recovery, out-of-court settlement, or sale on the NPL market.

In the video, we explain:

  • What Indemo is and what investors can access on the platform
  • How discounted mortgage-backed debt works
  • Why investors are not buying the property directly
  • Why real estate collateral matters
  • How discounted entry points can support the investment logic
  • The main recovery routes behind Indemo opportunities
  • How investors participate through regulated investment Notes
  • Why this is a real recovery outcome-led investment, not a savings product

Why this matters for new investors

Indemo offers access to real estate-backed investment opportunities through a structured and regulated model. The core idea is simple: professional partners purchase mortgage-backed debt at a discount, work to recover value, and investors participate through Notes linked to specific underlying cases.

This gives investors exposure to real estate-backed opportunities without the operational burden of direct property ownership. At the same time, it is important to understand that these are investments, not savings deposits or guaranteed-return products. Timing and final outcomes depend on how each underlying case develops.

That is why the right mindset is calm, long-term, and rational: understanding the structure, understanding the recovery process, and investing with realistic expectations.

Watch the welcome video

Start your Indemo journey

Watch Indemo 101 - Welcome to understand the basics of the platform and how real estate-backed discounted debt investing works.


This content is a marketing communication. It shall not be treated as investment advice, independent research or offer, recommendation or invitation to invest in the investment opportunities referred to herein. The content is not aimed at promoting services or products to persons based in jurisdictions where the distribution of said information would be illegal.

Investing in financial instruments involves risk, and there’s no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns. Indemo SIA shall not be responsible for any direct or indirect loss from using the provided information.