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© 2026 All rights reserved.

Indemo SIA — (registration no. 40203401432, legal address: Skanstes iela 50, Rīga, LV-1013, Latvia) is an investment firm licensed and supervised by Latvijas Banka (Central Bank of Latvia). License number 06.06.08.824/547.

Indemo SIA is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme protects investors by providing compensation if Indemo SIA fails to return financial instruments or cash to investors. The compensation is limited to the outstanding liabilities, up to €20 000.

* Indemo authorized and approved to operate in 29 EU Member States: Germany (Bundesanstalt für Finanzdienstleistungsaufsicht), Spain (Comisión Nacional del Mercado de Valores), Portugal (Comissão do Mercado de Valores Mobiliários), France (L’Autorité des marchés financiers), Lithuania (Lietuvos centrinis bankas), Austria (Austrian Financial Market Authority), Malta (Malta Financial Services Authority (MSFA)), Netherlands (De Nederlandsche Bank (DNB)), Iceland (Central Bank of Iceland Seðlabanki Íslands), Sweden (Finansinspektionen (FI)), Italy (Commissione Nazionale per le Società e la Borsa), Ireland (Banc Ceannais na hÉireann (Central Bank of Ireland)), Luxembourg (Commission de Surveillance du Secteur Financier), Romania (Autoritatea de Supraveghere Financiară (ASF)), Norway (Finanstilsynet), Hungary (Magyar Nemzeti Bank (MNB)), Greece (The Hellenic Capital Market Commission (HCMC)), Slovenia (Agencija za trg vrednostnih papirjev), Slovakia (Národná banka Slovenska), Cyprus (Cyprus Securities and Exchange Commission), Czech Republic (Česká národní banka), Finland (Finanssivalvonta FIN-SVA), Belgium (Autoriteit voor Financiële Diensten en Markten), Estonia (Estonian Financial Supervision and Resolution Authority), Latvia (Latvijas Banka), Liechtenstein (Finanzmarktaufsicht Liechtenstein (FMA)), Denmark (Finanstilsynet), Croatia (Hrvatska agencija za nadzor financijskih usluga).

** 15.1% is expected annual return rate based on the moderate scenario for Discounted Debt Investment products, when 90% of the outstanding mortgage debt is settled within 18 months of the investment date (for more info, please see KID available in the Legal Documents section).

Investing in financial instruments involves risk, and there’s no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns.

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