Mortgage Loan Investments
Indemo allows you to quickly and easily invest in loans that we believe provide you with the best returns. We work closely with lending companies and financial institutions to bring these opportunities to you, the community.
Investing in mortgage loans through P2P platforms
Investing in mortgage loans offers investors diversification and access to the real estate market without the need for direct property ownership. With regular income streams and lower entry barriers it's an attractive option.
Selecting mortgage loans is one of the most popular ways for asset managers to generate their clients stable and healthy returns. Indemo makes it easy to get involved in the loan market and start building your portfolio right away.
Careful research of the platform's track record and loan underwriting standards can help investors make informed decisions. All of the products we offer are backed by bank type loans that have been issued in Spain. Start benefiting from P2P mortgage loan investments today.
All loan products are backed by bank quality mortgages as collateral. These loans have been assessed and issued by professional lenders according to their credit policies.
Low credit risk compared to other investments, as the market value of the mortgaged property covers the loan twice.
Almost all of the loans are for secondary residences. This means easier enforcement and precise market valuations conducted by independent appraisers such as Tinsa and Idealista.
You’re entitled to delayed interest and proceeds from the enforced sale of the property in the event a borrower defaults on the loan.
All loans we offer originate from Spain, an EU and Eurozone Member State - a stable, predictable legal and political climate, meaning lower market volatility.
Here’s how it works:
All loan products are backed by bank quality mortgages as collateral. These loans have been assessed and issued by professional lenders according to their credit policies.
When a borrower requires a loan for property acquisition, lenders seek assistance in financing the loan and turn to Indemo for support.
Indemo steps in to help the lender to find the money and bundles a number of loans to create Notes.
Notes are then made accessible to private investors through the Indemo platform. As these Notes are sold, the borrower receives funds to purchase property.
Once the borrower repays their loan, investors on the Indemo platform start receiving both the principal repayments and the interest payments.
Regulated Means Beneficial
Mortgage loans given for second real estate ownership
All over EU passportable license
Safe environment monitored by market regulator
Products originated in western part of the EU
No cross-currency risk for the product
Products backed by valuable collateral
The security issuance is overseen by the NASDAQ CSD SE
Verification of the collateral appraisal
Start Investing Today
Register Indemo account
Individuals aged 18 or older with EU citizenship or residence permits can register and invest. Businesses can also register, subject to security checks.
Complete our questionnaire
Make sure you provide honest answers to the questionnaire. This is to ensure that we offer you appropriate products based on your experience and personal circumstances.
Verify identity
Verify your identity with us using the solution provided by Veriff, a licensed service provider based in the EU. Ensure that you have a valid passport or ID card readily available.
Deposit money
To start investing on Indemo, deposit funds into your platform account. Ensure deposits are in euros from your personal EU/EEA bank account via wire transfer.
Pick your investments
Upon completing your deposit, you will gain access to a selection of exceptional investment opportunities, including the option to invest in our mortgage loan investments.
Activate Autoinvest
While manual investing is an option, Autoinvest expertly selects and manages your investments. It allows you to deposit, activate, and watch your money in action!