Indemo 2025 Review: Records Broken & The Road Ahead
The Indemo 2025 Annual Review Video is now live and it is more than a recap.
It is a full-year reflection, a behind-the-scenes look at how Indemo evolved in 2025, and a first glimpse at what is coming next in 2026.
👉 Watch the full Annual Review Video
From record-breaking investment months to major platform upgrades and our plans for the year ahead, this video captures one of the most important milestones in Indemo’s journey so far.
2025 at a Glance: The Numbers Behind the Growth
2025 was a defining year for Indemo, marked by scale, consistency, and execution.
By year-end, Indemo reached:
17,300+ investors
€24.7 million total invested on the platform.
We also closed the year with three consecutive record-breaking months for investments:
October: €2.0M | November: €2.1M | December: €2.3M
€22 million Assets Under Administration (AUA)
€2.9 million repaid all-time
Investor confidence has never been stronger, and the momentum continues into 2026.
Repayments: Reliability in Action
In 2025, Indemo completed 10 successful repayments, including:
A83, A82, R079, R005, R002, R008, R017, R099, J041, J038.
Returns delivered in 2025 ranged from 15.1% up to 38% per annum, reinforcing Indemo’s core focus on performance and capital efficiency.
Every repayment strengthens the platform’s track record and trust.
Below is a look at all the repayments made on Indemo:
Listings & Transparency: A Record Year
Growth in 2025 was not just about volume. It was about execution and communication.
- 111 new debts listed
- 92 Flow Stage updates published
This ensured investors stayed informed at every stage of each project’s lifecycle, maintaining transparency as the platform scaled rapidly.
Indemo Evolution: From 1 Note to 1 Debt and Flow 2.0
2025 marked a major structural evolution for Indemo:
- Introduction of 1 Note : 1 Debt
- Rollout of Flow 2.0
- Increasing frequency of listings based directly on investor demand
As supply increased, Indemo transitioned to an automated note creation flow, enabling faster listings and greater flexibility.
A real-world example shared in the video highlights this shift. When a note sold out too quickly, the team was able to create and publish a new note immediately, allowing investors to access the exact opportunity they wanted.
This infrastructure upgrade quietly laid the foundation for everything coming next.
Behind the Scenes: Growing the Team & the Office
2025 also brought important internal milestones:
- A move to a new office in Skanste
- Team growth
- A New Year celebration that marked how far Indemo has come
These moments matter, because a stronger team builds a stronger platform.
What’s Coming in 2026: The Roadmap Reveal
The second half of the Annual Review Video focuses squarely on the future.
Platform & Infrastructure
- Continued rollout of automated note creation
- Faster listing speeds aligned with community demand
- Preparations for the Secondary Market
AutoInvest 2.0
A major upgrade driven by investor feedback:
- Custom investment limits
- No duplicate investments in the same opportunity
- Smarter thresholds and qualifications
- Easier account top-ups
- Future auto buy and sell functionality (post Secondary Market)
Full Indemo App
Launching on App Store and Google Play, alongside:
- Refreshed portfolio design
- Improved filtering and sorting
- Clearer repayment breakdowns with and without cashback
- A new dashboard experience
What Comes After
- Cashback progress bar with smart reminders
- Visibility into upcoming debt releases and cashback deadlines
- Ongoing UX and performance improvements
Everything is being built with one principle in mind: listen to the community, then deliver.
Giving Back: Charity & Loyalty
The video also touches on:
- Indemo’s charity initiatives
- Early insights into a future loyalty program
- A renewed focus on long-term investor relationships
Resolutions & Closing Thoughts
Sergey and David close the video by sharing their personal resolutions for the year ahead, setting the tone for a focused and ambitious 2026.
Watch the Full Indemo 2025 Annual Review
This video brings together everything that made 2025 a milestone year and outlines how Indemo is preparing for its next phase of growth.
👉 Watch the full Annual Review Video on YouTube:
Do not forget to subscribe, leave your feedback, and share your thoughts. Many of the features coming in 2026 started as community suggestions.
Here is to a strong year ahead. 💙
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This content is a marketing communication. It shall not be treated as investment advice, independent research or offer, recommendation or invitation to invest in the investment opportunities referred to herein. The content is not aimed at promoting services or products to persons based in jurisdictions where the distribution of said information would be illegal.
Investing in financial instruments involves risk, and there’s no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns. Indemo SIA shall not be responsible for any direct or indirect loss from using the provided information.