Ninth Discounted Debt Repayment of 2025
We’re kicking off December 2025 with another repayment. The first one this month!
This milestone marks the 14th Debt Repayment in Indemo’s history, reinforcing the strength and consistency of our real estate-backed recovery model and its ability to meet anticipated performance thresholds.
This time, €57,914 in principal and interest was repaid to investors from the J041 – House in Piera, Barcelona debt. This repayment affected 1,286 investors, accounting for 2.6% of all active Notes on the platform.
The annual average weighted ROI reached 16.55% per annum, with individual returns ranging between 15.9% and 19% per annum, reflecting a stable and predictable return pattern consistent with the early-stage position of this debt when it was listed.
Yet again delivering strong performance for our investor community.
🔦 Spotlight on the Repaid Debt: J041 – House in Piera, Barcelona
Every investment on Indemo is backed by Spanish residential real estate, offering tangible security and a clear recovery framework. The J041 debt was secured by a house located in Piera, a municipality in the province of Barcelona known for its residential appeal, local amenities, and stable property demand.
The property sits within a settled local community and benefits from accessible transport links and essential services — factors that help maintain liquidity and support timely recovery outcomes.
This debt was first listed on 8 April 2025 in the First Notification stage. After a carefully managed process, it reached full repayment on 4 December 2025, demonstrating the efficiency and consistency of our model.
💼 Recovery (exit) scenario
This repayment was facilitated through the sale of the debt on the institutional debts secondary market, one of the key exit strategies in Indemo’s recovery model. This strategic exit highlights the robustness and flexibility of our investment process, ensuring timely returns while managing risks effectively.
The J041 repayment serves as yet another proof point that real estate-backed debts can yield strong returns - especially when supported by Indemo’s rigorous due diligence and recovery strategy, as well as allowing for exits without going through the whole legal recovery flow.
📊 Key Figures
Repayment Details:
- Repayment Date: 4 December 2025
- Repayment Amount: €57,914 (Principal + Interest)
- Annual Average Weighted ROI: 16.55% p.a.
- ROI Range: 15.93% – 19.31% p.a.
Investor Impact:
- Investors Affected: 1,286
- Percentage of all Notes issued Affected: 2.6%
Flow & Exit:
- Flow Stage at Listing: First Notification
- Flow Stage at Repayment: Claim Preparation
- Exit Scenario: Sale on the secondary market
💸 Ready to Reinvest? Don’t miss record-high cashback opportunities!
What’s Next?
Another debt repaid. Another milestone achieved.
Our recovery pipeline remains robust, with more opportunities for investors just around the corner.
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Join Indemo today and start growing your wealth with real estate-backed Discounted Debt investments.
Stay tuned for more updates and success stories as we move further through 2025!
A Note on Returns 💡
As with all Indemo Discounted Debt investments, actual returns depend on when you entered the investment, determined by the issue date of your Note.
To check your individual ROI from this repayment, head over to the Portfolio section of your Indemo account. For broader insights, check out the Analytics dashboard.
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This content is a marketing communication. It shall not be treated as investment advice, independent research or offer, recommendation or invitation to invest in the investment opportunities referred to herein. The content is not aimed at promoting services or products to persons based in jurisdictions where the distribution of said information would be illegal.
Investing in financial instruments involves risk, and there’s no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns. Indemo SIA shall not be responsible for any direct or indirect loss from using the provided information.