Second Discounted Debt Repayment of 2025!
Continuing our 2025 with great news for our Investors - Repayment time once again!
With total repayments of 190,866 euros (including principal and interest), affecting portfolios of 472 of our Investors and 25% of all active Notes, we continue to celebrate the strength of our Discounted Debt Investments. This marks yet another milestone for both the Indemo platform and our growing community of investors - our 7th repayment in a row. The actual return for investors' portfolios ranged from 16.63% up to 36% per annum, with an average weighted ROI of 21.92%.
When we launched Discounted Debt as an investment product, our mission was clear: to make exclusive opportunities available to retail investors and redefine what’s possible in personal investing. Every successful repayment brings us closer to realizing this vision. Let’s dive into the latest Debt repayment details.
Spotlight on the Repaid Debt: A82 – Apartment in Palma
All Discounted Debt Investments offered on the Indemo platform are backed by residential properties in Spain, and Debt A82 is no exception.
This residential apartment, listed as Debt A82 on Indemo, had a total area of 160 m² and was located in Palma, the capital of the Spanish island of Mallorca. A vibrant Mediterranean city, Palma is a well-developed area with growing property values. The apartment was situated near Parc de Ses Fonts, in a middle-class residential zone . The building was constructed in 2003.
Key Details of Debt A82:
- First Listed on Indemo: 30 June 2023
- Flow Stage at Listing: Submission Confirmation
- Repayment Date: 17 February 2025
- Flow Stage at Repayment: Opposition
- Repayment Amount (Principal + Interest): €190,866.25
- Annual Average Weighted ROI: 21.92%
- Investors Affected by Repayment: 472
- Percentage of active Notes Affected: 25%
- Actual Returns for Investor Portfolios: 16.63% – 36.03% per annum
- Exit (Recovery) Type: Out-of-court settlement with a debtor
What to Keep in Mind
If you’re invested in multiple Notes within the same debt, you might notice variations in returns. This occurs because each investment's ROI depends on when it was made in the recovery process. Earlier investments tend to offer higher returns due to lower Price-to-Value (PTV) ratios, while later-stage investments may involve quicker exits but come with higher PTVs.
To optimize your investments, consider factors like the debt’s listing date, flow stage, and PTV ratio. Investing in earlier recovery stages means lower prices but a longer holding period, while later-stage Notes can provide quicker liquidity at a higher entry price.
How to Check Your Returns?
Investors who participated in Debt A82 can view their returns in the Portfolio section of the platform. Additionally, explore the Analytics section for deeper insights into your investments. Whether you’re a seasoned Indemo investor or just getting started, there are opportunities to match every risk preference. From early-stage debts offering lower PTVs to advanced-stage debts with higher PTVs, you decide your investment strategy.
What’s Next for Indemo?
Get your money to work - allocate your returns to the Notes listed on the platform. With the decreasing eurozone interest rate and increasing demand and prices for real estate, in Spain, now is the perfect time to use the opportunity and expand your capital into Discounted Debts offering. As a compliment, we have an Instant 1.4% Cashback campaign rolling up to Sunday, February 23, 2025, 23:59 CET. Cashback also applies when you reinvest capital received from the debt repayments. So do not miss out.
Stay tuned for more updates as we continue 2025 with even more exciting news.
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This content is a marketing communication. It shall not be treated as investment advice, independent research or offer, recommendation or invitation to invest in the investment opportunities referred to herein. The content is not aimed at promoting services or products to persons based in jurisdictions where the distribution of said information would be illegal.
Investing in financial instruments involves risk, and there’s no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns. Indemo SIA shall not be responsible for any direct or indirect loss from using the provided information.