The First Debt Repayment of 2025!
Starting off 2025 with great news for our Investors - Repayment time!
With total repayments of 271.485 euros (including principal and interest) affecting portfolios of 471 of our Investors and 39% of all active Notes. This marks yet another incredible milestone for both the Indemo platform and our community of investors. The actual return for investors' portfolios was from 15.1% up to 40.2% per annum with an average of 21.52%
When we launched Discounted Debt as an investment product, our mission was clear: to make exclusive opportunities available to retail investors and redefine what’s possible in personal investing. With every repayment like this one, we’re seeing that vision materialize. Let’s dive into the latest repayment.
Spotlight on the Repaid Debt: A83 Apartment in Virgen del Cortijo, Madrid
All of the Discounted Debt Investments we offer on the Indemo platform are backed by residential properties in Spain. This property is no different.
The residential apartment, listed as Debt A83 on Indemo, has a total area of 86 m2. The apartment is located in Virgen del Cortijo, a residential area to the north of Madrid. The area is known as an office area of large international companies.
The A83 Debt was first listed on the Indemo platform in June 2023, with the Flow stage of “Opposition” with a Price To Value of 58% and the Price to Debt of 69%. Over time, the debt moved through a list of recovery stages, eventually reaching the "Auction Confirmation" stage, marking the successful completion of the process.
This means that the exit from this investment resulted from the real estate sale to the third-party buyer who participated in the court-organised auction.
What to Keep in Mind
If you’re invested in multiple Notes within the same debt, you might notice variations in returns. This happens because each investment's ROI depends on when it was made in the recovery flow. Earlier investments often yield higher returns due to lower PTV ratios.
To make the most of your investments, pay attention to key factors such as the debt’s listing date, its flow stage, and its PTV ratio. Notes at earlier recovery stages offer lower prices but may involve longer recovery times, while those at later stages can yield quicker exits but come with higher PTVs.
How to find your returns?
Investors who participated in Debt A83 can view their returns in the Portfolio section of the platform. Additionally, check out the Analytics section for deeper insights into your investments. Whether you’re new to Indemo or a seasoned investor, there are opportunities to fit every risk appetite. From earlier-stage debts offering lower PTVs to advanced-stage debts with higher PTVs, the choice is yours.
What is next for Indemo?
While past performance is never a guarantee of future outcomes, the continued success of our Discounted Debt product is an incredible indicator of its potential. Together, we’re transforming the investment landscape and providing opportunities that were once out of reach for most.
Stay tuned for more updates as we continue 2025 with even more exciting news.
Not an investor yet? Ready to reinvest or just starting your journey? Click here to get started with Indemo today!
This content is a marketing communication. It shall not be treated as investment advice, independent research or offer, recommendation or invitation to invest in the investment opportunities referred to herein. The content is not aimed at promoting services or products to persons based in jurisdictions where the distribution of said information would be illegal.
Investing in financial instruments involves risk, and there’s no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns. Indemo SIA shall not be responsible for any direct or indirect loss from using the provided information.